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Local Experts — Exceptional Service

We are a small company that takes pride in having a vested personal interest in your financial success.

Are there any first-time home buyer programs available?2019-10-13T19:44:53-04:00

Yes. We have a wide range of programs to meet many needs which include programs for first-time homebuyers.

How do I know what price house I qualify for?2019-10-13T19:45:01-04:00

When we qualify you for a home, what we try to determine is how much payment you can afford. Based on your payment comfortability, we can give you a price range to start searching in. Due to the many factors that go into calculating a monthly payment, you may be able to qualify for a $100,000 house but not an $80,000 house. We will look at each house you are interested in individually and give you customized figures before you make an offer.

How Do I Know What Programs I Qualify For?2019-10-13T19:44:45-04:00

We offer FHA, RD/USDA, Conventional, VA, MSHDA, Rehab/Repair, and New Construction loans. We will take all your information and consider you for all programs. Based on your specific needs and long term goals, we will help you select which program is best for you.

Why Choose Metro?

You have many options to choose from when selecting your mortgage partner. We’ve found success doing business a little differently than most others in the industry.

If you are looking to work with a lender who has flexible programs, low rates and excellent service, you can be confident in choosing Metro Mortgage.

See what our clients say…

I want to give alllll the thanks to Metro Mortgage Group especially Katie Oviedo and her boss and their processor. Together they spent an unbelievable amount of hours working through a manual underwrite to make sure my buyer got into her new home, and today she officially signed! 🏡✨

This absolutely COULD NOT have happened without them putting in the WORK behind the scenes, fighting for this file every step of the way way beyond hours of operation. Their dedication, communication, and persistence truly made all the difference.

Thank you for going above and beyond for my client. You guys are the best!! 🫶
Courtney Stroud Avatar
Courtney Stroud
5/29/2026
Jerry and Amy were fantastic to work with throughout the whole buying process. Very professional and an absolute delight to work with. Would definitely recommend Jerry at Metro Mortgage Group!
Jason Kile Avatar
Jason Kile
5/06/2026
Just bought a house via Metro Mortgage's Ludington, Mich. office and cannot say enough good things about our team there. Buying a home is always a little nerve-wracking and this was more so because we lived 800 miles away and were not familiar with the people or the area. Also, we had a few complications on our side that needed time, knowledge and attention. Bottom line, I cannot imagine landing this deal if I'd gone with a big out-of-town bank. Or, it would have taken a lot longer and been incredibly frustrating. My two primary loan officers were easy to reach, quick to respond and had good ideas when it came to finding solutions. If they had a question, they called or texted to keep the ball rolling. They also knew my Realtor well and worked with her to smooth the path when needed. We closed in just a month! We'll use them again if we ever buy another home, without question. And I'll always be grateful for their dedication and professionalism.
RSW Avatar
RSW
5/02/2026
I had the pleasure of working with Jerry on a recent investment property project and must say he was awesome. The whole process from start to finish went very well ,even being this was an out of state investment with some challenges. Jerry’s attention to detail was spectacular, he didn’t miss anything. If you are looking for experience in the art of the deal I would recommend Jerry to anyone.
Vince Gonyou.
Vince Gonyou Avatar
Vince Gonyou
4/06/2026

WE WORK WITH ALL MAJOR REALTORS

Find the Right Program For You

Learn about the major loan and mortgage programs and find out which might be the right option for you!

Build A Home

We can work with our local homebuilders to create a construction loan.

Buy A Home

Buying a home can seem daunting and it’s hard to know where to start. Let us help.

Meet The Team

PRESIDENT

(NMLS #137885)

MORTGAGE ORIGINATOR

(NMLS #137683)

MORTGAGE ORIGINATOR

(NMLS #138145)

MORTGAGE ORIGINATOR

(NMLS #1622182)

MORTGAGE ORIGINATOR

(NMLS #1379144)

Metro Mortgage is proud to offer home loans to residents of these cities and all of Michigan
Ludington | Manistee | Hart | Pentwater | Scottville | Shelby | Whitehall | Big Rapids | Fremont | Chesaning | Perry | Durand | Swartz Creek | Fenton

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